{"id":88,"date":"2023-11-17T04:00:00","date_gmt":"2023-11-17T10:00:00","guid":{"rendered":"https:\/\/www.bachmanninsurance.com\/blog\/?p=88"},"modified":"2023-12-01T10:45:51","modified_gmt":"2023-12-01T16:45:51","slug":"3-common-types-of-health-insurance-for-your-family-needs","status":"publish","type":"post","link":"https:\/\/www.vernon-agency.com\/blog\/3-common-types-of-health-insurance-for-your-family-needs\/","title":{"rendered":"3 Common Types Of Health Insurance For Your Family Needs"},"content":{"rendered":"<p>Health insurance has become increasingly important for all Americans today.&nbsp; We all need a health plan to cover our expensive medical expenses.&nbsp; It&#8217;s especially important to find one that meets your family&#8217;s needs.&nbsp; Our insurance professionals at Bachmann Insurance Agency serving Flushing, MI could work with you in finding a suitable plan.<\/p>\n<h2>3 Common Types Of Health Insurance&nbsp;<\/h2>\n<h3>State Health Plan (SHP) PPO<\/h3>\n<p>In the state of Michigan, this is one of the common health insurance plans you could choose from.&nbsp; The State Health Plan (SHP) PPO is administered by Blue Cross Blue Shield of Michigan (BCBSM) and covers your expenses for the treatment of an&nbsp;illness, injury, or&nbsp;disease.&nbsp; It provides benefits if you choose to use in-network providers.<\/p>\n<h3>State High Deductible Health Plan (HDHP) with Health Savings Account<\/h3>\n<p>Another good option for Michigan residents is the State High Deductible Health Plan (HDHP) with Health Savings Account (HSA).&nbsp; This plan offers a lower biweekly premium in exchange for&nbsp;higher deductibles and limits to your out-of-pocket expenses.&nbsp; Along with a health plan, you&#8217;re also given a health savings account (HSA) that can be used to pay for eligible health-related expenses that your insurance can&#8217;t cover.&nbsp; You could also use your HSA to cover your vision and dental expenses.<\/p>\n<h3>Healthy Michigan Plan<\/h3>\n<p>This plan is great for you and your family if you need low-cost&nbsp;insurance.&nbsp; The Healthy Michigan Plan was created for Michigan residents who don&#8217;t qualify for Medicare or Medicaid programs and meet the low-income requirements.&nbsp; The benefits found in this plan are available at a low cost and work well with your family&#8217;s budget.&nbsp; You must be between the ages of 19-64 to qualify.<\/p>\n<h3>Contact Our Office Today<\/h3>\n<p>If you&#8217;re a Michigan resident&nbsp;struggling to&nbsp;find&nbsp;the right health insurance plan that meets both your and your family&#8217;s needs, you don&#8217;t have to struggle for long.&nbsp; Contact us at Bachmann Insurance Agency in&nbsp;Flushing, MI to schedule an appointment today.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Health insurance has become increasingly important for all Americans today.&nbsp; We all need a health plan to cover our expensive medical expenses.&nbsp; It&#8217;s especially important to find one that meets your family&#8217;s needs.&nbsp; Our insurance professionals at Bachmann Insurance Agency serving Flushing, MI could work with you in finding a suitable plan. 3 Common Types [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[5],"tags":[7,6],"class_list":["post-88","post","type-post","status-publish","format-standard","hentry","category-health-insurance","tag-bachmann-insurance-agency","tag-flushing-mi"],"_links":{"self":[{"href":"https:\/\/www.vernon-agency.com\/blog\/wp-json\/wp\/v2\/posts\/88","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.vernon-agency.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.vernon-agency.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.vernon-agency.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.vernon-agency.com\/blog\/wp-json\/wp\/v2\/comments?post=88"}],"version-history":[{"count":1,"href":"https:\/\/www.vernon-agency.com\/blog\/wp-json\/wp\/v2\/posts\/88\/revisions"}],"predecessor-version":[{"id":89,"href":"https:\/\/www.vernon-agency.com\/blog\/wp-json\/wp\/v2\/posts\/88\/revisions\/89"}],"wp:attachment":[{"href":"https:\/\/www.vernon-agency.com\/blog\/wp-json\/wp\/v2\/media?parent=88"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.vernon-agency.com\/blog\/wp-json\/wp\/v2\/categories?post=88"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.vernon-agency.com\/blog\/wp-json\/wp\/v2\/tags?post=88"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}