{"id":152,"date":"2026-06-30T12:00:00","date_gmt":"2026-06-30T18:00:00","guid":{"rendered":"https:\/\/www.vernon-agency.com\/blog\/?p=152"},"modified":"2026-06-09T17:36:19","modified_gmt":"2026-06-09T23:36:19","slug":"auto-insurance-for-ride-sharing","status":"publish","type":"post","link":"https:\/\/www.vernon-agency.com\/blog\/auto-insurance-for-ride-sharing\/","title":{"rendered":"Auto Insurance for Ride-Sharing"},"content":{"rendered":"<p>Ride-sharing is increasingly popular. There are different needs for auto insurance depending on how you ride-share your vehicle.<\/p>\n<h2>Commercial Ride-Sharing Use<\/h2>\n<p>Billions of rides are booked through systems like Uber and others. If you use your personal vehicle for a ride-sharing business, you need to get commercial auto insurance. Those requirements depend on the service you plan to join and your agent at Vernon Agency in Flushing, MI, can help with auto insurance needs.<\/p>\n<h2>Car Pools<\/h2>\n<p>If you join or create a car pool to share your commute with other workers, you need to ask your agent to do an auto insurance review. Some policies allow this if the use is casual (trading rides for rides) and not a commercial business. Other insurance carriers may require you to get a commercial auto insurance policy to cover your vehicle for use as a car pool.<\/p>\n<h2>Extended Road Trip<\/h2>\n<p>If you plan to use your vehicle for a road trip across multiple states and perhaps share the driving with another person(s), ask your agent before you start the trip. Your agent will check to make sure you meet the insurance requirements of any state that you plan to pass through and may want you to add the other driver as a designated driver on your policy to keep you protected.<\/p>\n<h2>Loaning Your Car to Others<\/h2>\n<p>Most auto policies allow occasional use of your vehicle by others you grant permission. Nevertheless, you should exercise caution before lending your car to another person. You should not let a person under the age of 25 drive your car because this demographic group is much more likely to get into an accident. It is wiser to avoid lending your vehicle.<\/p>\n<p>Consult with your agent at Vernon Agency in Flushing, MI, about all your auto insurance needs.<\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Ride-sharing is increasingly popular. There are different needs for auto insurance depending on how you ride-share your vehicle. Commercial Ride-Sharing Use Billions of rides are booked through systems like Uber and others. If you use your personal vehicle for a ride-sharing business, you need to get commercial auto insurance. Those requirements depend on the service [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[24,13,18,14,8],"class_list":["post-152","post","type-post","status-publish","format-standard","hentry","category-auto-insurance","tag-auto","tag-flushing","tag-insurance","tag-mi","tag-vernon-agency"],"_links":{"self":[{"href":"https:\/\/www.vernon-agency.com\/blog\/wp-json\/wp\/v2\/posts\/152","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.vernon-agency.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.vernon-agency.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.vernon-agency.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.vernon-agency.com\/blog\/wp-json\/wp\/v2\/comments?post=152"}],"version-history":[{"count":1,"href":"https:\/\/www.vernon-agency.com\/blog\/wp-json\/wp\/v2\/posts\/152\/revisions"}],"predecessor-version":[{"id":153,"href":"https:\/\/www.vernon-agency.com\/blog\/wp-json\/wp\/v2\/posts\/152\/revisions\/153"}],"wp:attachment":[{"href":"https:\/\/www.vernon-agency.com\/blog\/wp-json\/wp\/v2\/media?parent=152"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.vernon-agency.com\/blog\/wp-json\/wp\/v2\/categories?post=152"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.vernon-agency.com\/blog\/wp-json\/wp\/v2\/tags?post=152"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}