Is Auto Insurance Required to Drive My New Car Off the Lot?

Auto insurance is an essential part of driving. If you own a car, having car insurance is a legal requirement to drive the vehicle off the lot. If you’re in the process of buying a new car, it’s important to understand when to get car insurance and how to obtain it.

The professionals at Vernon Agency, servicing Flushing, MI, are here to assist you. We provide valuable information to our customers about car insurance, home insurance, and other related products. Here’s what you need to know.

Is Auto Insurance Required?

Yes, auto insurance is required to drive vehicles in the state of Michigan. If you’re planning to buy a new car, you will likely need to show proof of auto insurance before driving it off the lot. Additionally, if you are financing your vehicle with a loan, you may be required to purchase full coverage auto insurance.

Most lenders will not approve the purchase of a vehicle without proof of this type of insurance. Be sure to consult with your car dealer and lender to confirm whether insurance is required before finalizing the sale.

I’m Buying a New Car – When Should I Get Auto Insurance?

Contact your insurance company before purchasing the vehicle. While you may not be able to finalize an insurance policy without a vehicle, your insurance agent can help set up the policy or provide an estimated cost for coverage. This allows you to be prepared when you’re ready to complete the purchase.

How Can I Get Started With an Auto Insurance Policy?

To get started with an auto insurance policy, contact Vernon Agency, servicing Flushing, MI. We’re here to help you find the coverage you need.