Health insurance in the U.S. is complex. Our agents at Vernon Agency, serving Flushing, MI, can provide you with the information you need to make an informed decision about your health coverage.
Benefits of Getting Health Insurance
There are several reasons why someone might question whether health insurance is necessary. This is especially true for those who are young and in good health. Even older individuals may not see the benefit of having health coverage.
While individuals are no longer penalized for not having health coverage, there are still benefits to having access to ongoing medical care. A health insurance policy also provides financial protection should you experience a medical emergency that results in hospitalization, rehabilitation, treatment, and high-cost prescription medications.
A health insurance plan may also include coverage for mental health disorders, substance use disorders, wellness services, disease management, pregnancy, and care for newborns. With a health plan, you won’t be guessing about the state of your health since you will have access to regular check-ups that include bloodwork to screen and detect disease early on.
If you opt not to have health insurance and become ill and must be hospitalized, you will be responsible for the full cost of the hospital stay, tests, medications, etc. The amount you owe can be significant, which may lead to financial ruin as your funds are depleted.
Contact Us
Contact one of our independent agents at Vernon Agency. We’ll help you find the right health insurance for your situation. We’re currently serving the Flushing, MI, area.
